Real estate finance

Our real estate finance lawyers support lenders, investors and developers across the full lifecycle of property finance transactions. From structuring and documenting high-value deals, to handling complex regulatory issues, we combine technical precision with commercial insight. Our clients trust us to deliver solutions that are pragmatic, forward-thinking and seamlessly integrated with their broader real estate and corporate objectives.

Expert legal advice covering all aspects of real estate finance

Our real estate finance team acts for a wide range of UK and international banks, funds, developers and corporate borrowers. We are recognised for our ability to guide clients through transactions of all sizes – from portfolio refinancings and investment acquisitions to large-scale development finance and structured joint venture funding.

We have extensive experience advising on bilateral and syndicated facilities, mezzanine and senior lending, and sustainability-linked loans. Our specialist lawyers have a familiarity with LMA documentation and market practice that enables them to anticipate issues early and negotiate terms that protect clients’ interests while facilitating deal execution.

Each transaction we advise on benefits from the support of a dedicated cross-disciplinary team drawn from our banking, real estate, corporate, construction, planning, tax and dispute resolution practices. This integrated approach ensures that every stage – from structuring and due diligence to completion and post-funding management – is handled with commercial awareness and attention to detail.

They go the extra mile to advise, by understanding what the client and the bank are trying to achieve.

Clients value our pragmatic advice, responsiveness and deep understanding of the market. Our real estate finance lawyers are described in leading directories as ‘commercial in approach, providing concise and clear explanations of any issues that may present’ and as having ‘a strong understanding of the commercial real estate sector’.

Recent matters include high-value refinancings, complex development schemes and cross-border investment structures involving multiple layers of debt and equity. Whether advising a bank, fund or borrower, we deliver results that combine legal rigour with practical, results-driven insight.

How we help our clients

Investment, development, acquisition and refinancing transactions

Bilateral, syndicated, mezzanine and sustainability-linked facilities

Intercreditor and security sharing arrangements

Structuring of joint ventures and ownership vehicles

Forward funding, sales and purchases

Cross-border and multi-jurisdictional real estate finance

They are technically skilled, but what sets them apart is their commercial aptitude and personable style.

The team consistently operate in a professional manner with a strong understanding of the commercial real estate sector.

The team are commercial in their approach, provide concise and clear explanations of any issues that may present and engage across all levels. They are clearly knowledgeable, experienced and capable individuals.

Very good technical experts, depth of experience throughout the team, excellent links with other practice areas so they can provide a seamless service.

Recent work highlights

Revolving credit facility for site acquisition

Acting for the lender on a £10 million revolving credit facility to assist a developer with the acquisition of residential development sites.

£120 million London hotel development

Advising on a £120 million financing for the development of a London hotel, negotiating terms in order to ensure successful delivery of the scheme.

Housing borrower refinancing

Advising a borrower in the housing sector on its amendment and restatement of its facility to add an additional £65 million revolving credit facility and to put it into LMA format.

£97 million mixed-use scheme

Acting for a joint venture between a major developer and a local authority to release land and develop a circa £97 million unique mixed-use scheme comprising housing, retail, office space and multi-storey car parks.

Singapore hotel acquisition

Acting for the mandated lead arrangers and bookrunners on the SGD265 million acquisition and development facilities for the ‘Mondrian on Duxton’ hotel along Duxton Hill in Singapore.

Refinancing for care home development

Advising a care home group on the refinancing of credit facilities for two group companies, involving (among other facilities) a new £18.75 million facility for the development of residential care homes.