John Chater
Partner
Services
Banking and finance
John is a partner, and head of the banking and finance team. He has been at Penningtons Manches Cooper for over 10 years, and has extensive experience acting on a broad range of finance transactions.
His expertise includes real estate finance (investment, bridging and development), leveraged and structured finance, and general corporate banking (acquisition and project finance), whether in the UK or across multiple jurisdictions. John has a broad range of clients, ranging from banks and alternative lending institutions to corporate borrowers on both bilateral and syndicated transactions.
I believe that banking and finance work is about relationships as much as it is about the law. My relationships with my clients are built on clear, practical, pragmatic and commercial advice that adds value and helps them to achieve their goals.
John is responsible for a large number of the firm’s relationships with its lender clients, and as well as technical expertise, he brings a pragmatic and commercial approach that helps his clients achieve their goals. He regularly works with colleagues from the private client, corporate, real estate, construction, planning and tax teams (amongst others) to ensure that the client receives advice on all aspects of any particular transaction in a seamless manner.
Recent work highlights
Renewable energy transaction
Real estate finance transaction
Development finance transaction
Sustainability linked loan
Technology sector transaction
Acquisition finance loan
Large property portfolio transaction
Large property portfolio transaction
External recognition


What people are saying
John Chater is considered a key partner to my team – he provides clear, commercial advice and guidance.
We have worked with John Chater… and have been impressed with his sensible, responsive and approachable nature which has assisted in progressing transactions and delivering good outcomes.
…we know we can pass complex work to John Chater and his team at very short notice and they will get to work on it straight away.
John Chater guides us through complex legal matters efficiently, providing proactive advice throughout the process.
John not only delivers on our legal needs, but he ensures that he adds commercial value to our work.
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