Graham Phillips

Senior associate (FCILEx)

Graham is a senior associate (FCILEx) in the housing team. He has extensive experience in acting for affordable housing providers and supports the team through knowledge development.

He acts for housing associations of all sizes in charging their property portfolio and dealing with all aspects of their asset management programmes including stock transfers, large and small size property disposals (by auction and private treaty), rectification work and property buybacks.

I am a real estate lawyer who specialises in affordable housing. I advise housing providers of all sizes on their property requirements and provide practical and sensible advice to ensure efficient resolution of any potential issues.

Graham Phillips, Senior associate (FCILEx)

Graham advises on the sale and purchase of both private and social housing properties through Shared Ownership, Social Homebuy, Homebuy, Right to Buy/Right to Acquire and Right to Shared Ownership. He also provides aftersales services including resales, staircasing, lease extensions (both formal and informal applications), enfranchisement and equity charge redemptions.

With over 20 years’ experience, Graham joined the firm in 2007 and is a Fellow of the Chartered Institute of Legal Executives, having qualified in 2011. He has previously worked in the in-house legal team of a large housing association and has extensive knowledge of both the internal and external issues affecting the sector.

Recent work highlights

Asset management programme

Acting for a housing association in its rolling asset management programme, valued at £30 million per annum, including stock transfers with other housing associations, auction sales, buy backs and sale by private treaty.

Charging due diligence

Advising a housing association in its property due diligence to enable the provision of finance of £250 million for investment in housing.

Disposal of property portfolio

Acting for a housing association in its disposal of stock worth £1.6 million to a local authority in three tranches.

Right to Shared Ownership

Advising housing providers on the implications and requirements of the Right to Shared Ownership Scheme including best practice and management of applications.

Rectification of transfers and leases

Acting for housing associations in rectifying older property transfers and leases where there were rent charge and ground rent provisions which were no longer lender-compliant.

Shared ownership sales

Representing a housing association in the sale of property on a new build development of over 150 units on both a shared ownership and private sale basis.