Uninsured driver claims

Accidents involving those who drive illegally without valid motor insurance have risen dramatically in recent years. It is estimated that nearly a million motorists under the age of 30 are driving without insurance. Whilst the criminal sanctions include vehicle seizure, penalty points and fines, these are often of little comfort to someone seriously injured by an uninsured driver.

The Motor Insurers’ Bureau exists to provide a fund of last resort for those injured by an uninsured driver. The MIB is funded by mandatory contributions from all insurers operating in the motor insurance industry, using the money that lawful motorists pay them in insurance premiums.

Uninsured driver claims and those that proceed against the MIB give rise to a number of technical procedural issues for which specialist legal advice should be sought. We have several lawyers with specific expertise in pursuing the MIB.

Our experienced personal injury team can advise in relation to the whole range of uninsured motorist claims and actions concerning the MIB.