Case studies
Travel
Case study
Advising travel underwriters
Before leaving this country, a man travelling to the US went to an NHS hospital with a severe headache. After limited investigation, he was reasurred that his condition was not serious and discharged. He therefore continued with his holiday plans and flew to the US where he developed a full blown brain bleed resulting in neurosurgery and extensive rehabilitation. After insurers funded the medical treatment in the US, we were instructed to claim this from the NHS in the UK and recovered about $175,000.
Case study
Record recovery
AXA, one of the UK’s leading insurers, was the underwriter for a travel insurance policy taken out by two holidaymakers before a trip to the USA.
We provided a comprehensive report for a Washington DC based law firm on the available heads of loss recoverable under French law. The firm, which was pursuing litigation in the District of Colombia against a French company, contacted us after reading one of our articles on that very topic.
The policy holder, a British national, was admitted to a US hospital with difficulty breathing. The claimant’s illness was linked to a pre-existing condition. Following treatment, the US hospital raised charges in excess of $140,000 for the related medical fees.
The claimant was on holiday in the USA when she slipped and fell on a carpeted staircase sustaining a personal injury. Solicitors were instructed to pursue a claim on her behalf. Unfortunately, they failed to take the necessary steps to interrupt the appropriate limitation period in Florida and the claim was therefore time barred.
The policy holder was on board a flight to the US when he was taken seriously ill. On landing he was transferred to hospital where he was treated for a pulmonary embolism. A claim in excess of £70,000 was later submitted to the insurer for medical and repatriation expenses.
We were retained by the parents of a 17 year old Scottish boy who was injured in a snowboarding accident in Colorado while participating in a training camp for the young athletes hoping to represent Team GB in the Winter Olympics.
We acted for a 75 year old British man who suffered permanent spinal cord injuries, which resulted in him being paralysed from the neck down, after being struck by a car while he was crossing the road in Bruges.
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