Charlotte D’Avola
Partner
Charlotte heads the housing portfolio team. She specialises in the due diligence of portfolios of residential, commercial and specialist accommodation in connection with acquisitions, disposals, swaps, loan security and a range of mergers and other corporate transactions.
Most of her work involves acting for registered providers, local authorities, and investors in the affordable housing market. As a real estate lawyer with more than 20 years’ experience in the affordable housing sector, Charlotte focusses on providing commercial advice that mitigates risks throughout the lifecycle of property assets and ensures valuations are maximised.
I have been proud to support a range of clients in the affordable housing sector on some of the largest debt funding, investment and portfolio transactions seen in recent years. I provide commercial advice that both achieves my client’s short-term aims and considers future business activities, including onward sale, loan security or regulatory compliance.
Charlotte’s funding expertise spans new charging and securitisation for bonds, private placements, and bank facilities, as well as refinancing and related treasury matters. In addition, she has led numerous stock rationalisation and restructuring projects, portfolio acquisitions, and disposals, and routinely supports the corporate services team on merger due diligence.
She also deals with grant funding agreements with the Homes and Communities Agency, Greater London Authority, and local authorities, forward funding deals, bulk investor sales including to non-UK entities and structured property finance. On the commercial property side, Charlotte advises on a diverse range of landlord and tenant matters, acting for both landlords and tenants. Charlotte is a member of the Chartered Institute of Housing and Women in Social Housing.
Recent work highlights
Private placement security
Investor acquisition
Stock rationalisation
Intra-group transfer
EMTN programme
Commercial review
External recognition
What people are saying
Charlotte D’Avola is a standout member of the team who is skilled at handling large securitisation transactions.
A very experienced solicitor who gives good advice – you can trust her judgment.
Amazing way to end the year and we couldn’t have done it without you! Thank you for everything Charlotte.
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