Updates to shared ownership key information documents: what providers need to do
As we approach the new financial year, now is the ideal time to review and update shared ownership key information documents (KIDs). On 13 March 2026, Homes England released new unified templates that will apply to both existing and future programmes, meaning providers will need to ensure their documentation and processes remain compliant.
Homes England SAHP 2026–36 (outside London)
The new unified set of KIDs apply to both the Affordable Homes Programme (AHP) 2021–26 and the Social and Affordable Homes Programme (SAHP) 2026–36. These documents replace the earlier KIDs previously used under the 2021–26 programme.
What has changed?
Single unified KIDs for both funding programmes
The new KIDs explicitly apply to both the AHP 2021–26 and the SAHP 2026–36, replacing older programme-specific documents. This creates a consistent format for shared ownership information, simplifying administration and ensuring the same baseline standards across developments.
Five year projection of the increase of service charges
The KIDs include a forward-looking five year projection of service charges as part of the cost disclosure section.
Enhanced eligibility and affordability information
The new KIDs significantly expand the guidance around eligibility. Providers must now set out how applicants will be prioritised, applicable income thresholds, any additional organisational policies, and links to relevant internal policies. A new affordability assessment section has also been introduced which explains how affordability is assessed, the documents buyers must provide, and references to minimum surplus income, minimum deposit policies and credit criteria.
Clearer differentiation between new build and resale requirements
The updated KIDs contain separate instructions for new build and resale homes, particularly when explaining rent percentage calculations, initial repair period eligibility, and worked examples for rent calculations. This makes the document more adaptable and reduces confusion for both providers and buyers.
Additional lease and policy detail
The new version provides greater flexibility and transparency around lease features. Providers must now select the applicable rent review index and uplift (RPI/CPI + 0.5% or 1%) and delete whichever freehold transfer options do not apply to their schemes. Subletting and pet policies now require clear provider specific wording with links to relevant policies, and the nomination period wording has been expanded to include circumstances where the landlord may waive their rights.
Strengthened warnings and buyer obligations
The updated KIDs strengthen a number of risk statements including a clarification that failure to pay rent, service charges, or mortgage payments could lead to forfeiture of the lease ensuring buyers fully understand their obligations before proceeding.
What has not changed (yet)?
KIDs for 2016-21 SOAHP remain unchanged
For any KIDs that have already been prepared for marketing or sales, there is no requirement to re-issue the revised KIDs, although providers are free to do so if they wish.
GLA London SAHP 2026–36 (London schemes)
The GLA has not yet published updated KID templates for the London SAHP 2026–36. In the meantime, continue using existing GLA KID documents and monitor the GLA website for updates.
When do the changes take effect?
Recognising that the updated KIDs require adjustments to provider systems and processes, Homes England has detailed an eight-week transition period, with all providers required to adopt the revised templates by 8 May 2026.
If the eight-week implementation period creates operational challenges, providers should contact Homes England at sharedownership@homesengland.gov.uk for support.
Actions required
- Providers with Homes England-funded schemes should begin transitioning to the updated KIDs as soon as operationally practicable.
- Those with GLA schemes should monitor the GLA website for updated templates and be ready to adopt them promptly on publication.
- Service charge disclosures should be reviewed, and resale fee structures audited for compliance.
- Sales, legal and compliance teams should also be briefed on the new customisation requirements, particularly in relation to eligibility and affordability.
Please contact Sarah Matthew or Linda Storey if you would like assistance reviewing your documents or advice on how these changes apply to your schemes.