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Related news & insights - Mark Sellers

Extensions of the right to buy to housing associations in England
Posted: 15/07/2022
At the height of an earlier government crisis in June 2022, there were three related policy announcements concerning the extension of right to buy to housing associations’ tenants; allowing those on universal credit to use housing benefits to meet mortgage payments; and a general review of the residential mortgage market......>>
Estate charges on freehold properties
Posted: 23/12/2021
When housing associations acquire dwellings on new build estates, it is essential that they obtain a full understanding of the likely amount of the estate charge. The estate charge covers the expense of maintaining communal areas, landscaped and planted areas, open spaces, play areas, unadopted private roads footpaths and paved areas......>>
Home warranty certificates – are they worth the paper they are written on?
Posted: 08/10/2021
Where a new home is being constructed, it is essential for it to be constructed under a new home warranty scheme that will be acceptable to a registered provider and their lender, and any lender to a shared ownership purchaser. NHBC offers new home warranties for around 80 per cent of the new completions, but other providers are entering the market......>>
New model tenancy agreement allows tenants to keep pets
Posted: 04/02/2021
Last month, Robert Jenrick, the Secretary of State for Housing, Communities and Local Government, urged landlords to allow their tenants to keep well-behaved pets. The Government has now updated its model tenancy agreement to make it easier for tenants with pets to find rented accommodation...…>>
The end of LIBOR: be ready and find the opportunities
Posted: 01/12/2020
LIBOR, the benchmark rate used in trillions of USD of transactions, will cease to be available to a very large extent after the end of 2021. While the Covid-19 pandemic has led to some delays to the transition timetable, it has not delayed this end date. In fact, the volatility in the markets caused by the pandemic...…>>
The green finance revolution? A short guide to traditional financing, capital markets and the Green Loan Principles
Posted: 24/09/2020
The fight against climate change remains a global challenge. In the United Kingdom, the green agenda has been growing in both visibility and importance for a number of years, although the current pandemic has challenged this focus. One element that does not seem to have suffered in recent times...…>>
Why e-signatures are the new norm for real estate
Posted: 17/08/2020
Katherine Crowley and Tarnya Mason consider the impact of the Land Registry’s decision to accept e-signatures. In our first article, we talked about how the Covid-19 pandemic has accelerated the pace of digital transformation. The change in the Land Registry’s policy in the intervening four weeks is perhaps the best example yet of this...…>>
Can a landlord grant a licence to change a lease or carry out works which would otherwise be a breach?
Posted: 30/06/2020
Housing associations will need to think twice before giving consent to a leaseholder for a release or waiver of a tenant’s covenants in a lease following the decision of the Supreme Court in Duval v 11-13 Randolph Crescent Limited......>>
First Homes - an introduction to the Government's latest proposed low-cost affordable housing product
Posted: 30/06/2020
The Government’s consultation on the delivery of First Homes ended in May 2020 and it is fair to say that it has caused a great deal of unease in the affordable housing sector. First Homes will be new build flats and houses which will be sold with a discount of at least 30% percent...…>>
Covid-19: update on collection of commercial rents
Posted: 06/05/2020
The Government has already taken steps to prevent landlords of commercial premises in England and Wales from forfeiting leases for arrears of rent. This restriction presently lasts until 30 June 2020, but may be extended...…>>

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